zodialmainnet
Markets move. Your portfolio should not break.

One market. Infinite Use-Cases.

Zodial is a final-generation DeFi lending protocol built on Solana that has all assets in one market and does not require vaults or isolated pools.

CryptoStocksRWAStablecoinsCommodities
Why Zodial

Built for a unified market

Diversification works when the protocol understands portfolios, not silos.

Portfolio-native risk

All assets and liabilities share one market and one health score.

Cross-asset awareness

Correlations and natural hedges are evaluated automatically.

Capital efficient by design

Higher utilization without higher liquidation risk.

All assets together

Crypto, tokenized stocks, RWAs, and stablecoins in one place.

Market Opportunity

Solana DeFi is surging

Solana's DeFi ecosystem is experiencing unprecedented growth. The convergence of lending protocols and tokenized real-world assets represents the next frontier of on-chain finance.

DeFi Lending TVL on Solana

DeFi Lending generated 50M$ in revenue last year on Solana alone.

Source: DefiLlama
RWA TVL growing exponentially on Solana

From near zero to a Billion $

Source: DefiLlama
The opportunity

RWAs are made for DeFi. Zodial is built for this moment.

First-mover advantage in portfolio-native lending
Why DeFi lending is broken today

Traditional DeFi lending forces users into isolated markets. Even diversified portfolios get liquidated as if they were single-asset bets.

  • Cross-asset risk is ignored
  • Capital efficiency is artificially capped
Zodial fixes this at the protocol level

Zodial replaces isolated vault logic with a unified portfolio risk model.

  • Risk evaluated across all assets and liabilities
  • Higher capital efficiency without higher liquidation risk
Why this matters for users

Risk that reflects reality, not protocol limitations

  • Fewer unnecessary liquidations
  • Lower over-collateralization
  • Cleaner, simpler strategies
Zodial targets
  • The fastest-growing segment of DeFi: lending + RWAs
  • Institutional-style portfolio risk management on-chain
  • A unified liquidity layer instead of fragmented markets
Built on Solana

With Pyth and Switchboard integration, designed for what is next.

High-performance execution
Real-time risk evaluation
4 Use Cases

Infinite strategies.

Explore what we missed out on.

Gold Maximalist

Deposit Gold, borrow BTC

Peter Schiff, is that you?

Meme Shorter

Traditional lending market only goes in one direction.

Gain yield while hedging against meme coins

AI Bull

Stocks are so correlated and stable that capital efficiency (LT) is at 95% not 40% like on Kamino.

Leveraged maxed out at 10x compaiered to Kamino: 0.6x

Multi-Asset

Long BTC + Google, short Drift

Diversify across markets